Information on monetary benefits from Europ Assistance

This information sheet contains an overview of the monetary benefits that ۶Ƶ Switzerland AG (“۶Ƶ”) receives from Europ Assistance Versicherungen AG (“Europ Assistance”) as compensation for the referral of new members to the ۶Ƶ Travel Insurance Plus collective insurance contract between ۶Ƶ and Europ Assistance. The offer is available to ۶Ƶ clients in combination with a ۶Ƶ credit card.

۶Ƶ receives compensation of 24–33% of the insurance premium from Europ Assistance. In return, ۶Ƶ promotes ۶Ƶ Travel Insurance Plus to ۶Ƶ credit card holders and also performs administrative tasks (e.g. administration of contracts, collection of premiums, preparation of communication materials, statistics). The resulting personnel, technical (e.g. IT infrastructure) and other expenses are compensated by the aforementioned compensation.

Monetary benefits can lead to conflicts of interest at ۶Ƶ. In particular, they can create an incentive to treat Europ Assistance preferentially in comparison to other providers without monetary benefits or with lower monetary benefits. ۶Ƶ has taken appropriate organizational measures to minimize the risks arising from conflicts of interest.