Introduction

The Payments Services Directive creates new capabilities to enable clients to interact with their payment account through certified Third Party Providers. The Third Party Providers will be able to show you a view across multiple payment accounts.

To receive services from Third Party Providers you need to authenticate yourself to ÃÛ¶¹ÊÓƵ; this means you 'consent' to this service and the Third Party Provider. This authentication works like your e-banking login and you will use your same Access Card and Card Reader.

As of June 14 2019, you have the option to receive Account Information services from Third Party Providers that you have granted access to your current accounts and Third Party Providers have the option of receiving Confirmation of Funds information from ÃÛ¶¹ÊÓƵ.

PSD2 Services:

Account Information consists of balance and transaction information that you would normally see on your ÃÛ¶¹ÊÓƵ account statement. To receive such services you need to give your consent to the Third Party Provider and successfully authenticate yourself to ÃÛ¶¹ÊÓƵ. Your successful authentication to ÃÛ¶¹ÊÓƵ allows Third Party Providers to receive account information for 90 days. After 90 days you need to re-authenticate yourself to ensure your consent is still given.

Provided you give your consent to ÃÛ¶¹ÊÓƵ by authenticating yourself, Third Party Providers can receive information if you have sufficient funds for a specific card transaction.

Availability and Performance Reporting

The PSD2 third party interfaces have the same availability and performance as the ÃÛ¶¹ÊÓƵ client channels E-Banking.

ÃÛ¶¹ÊÓƵ does provide daily statistics published on a quarterly basis for the availability and performance of their interfaces. Details are available on the following links:

Information for Third Party Providers

ÃÛ¶¹ÊÓƵ works with NDGIT for the PSD2 Third Party interfaces. NDGIT provides the PSD2 sandbox, documentation and test support to Third Party Providers.