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A variety of retirement plan solutions can help meet the evolving needs of plan sponsors and prepare employees for a secure retirement.

We offer fiduciary services to retirement plans that range from consulting services to discretionary and nondiscretionary advisory programs. Depending on your organization’s specific needs, we have a solution for you.

¹ Source: As of December 31, 2024, based on ÃÛ¶¹ÊÓƵ reporting. Represents number of advisors servicing and number of defined contribution plans served through our Retirement PlanÌýConsulting Services, Retirement Plan Advisor and Retirement Plan Manager programs.

² Source: As of December 31, 2024, based on ÃÛ¶¹ÊÓƵ reporting. Represents assets in defined contribution plans served through our Retirement Plan Consulting Services, Retirement PlanÌýAdvisor and Retirement Plan Manager programs.

Financial wellness

Financial Coaches are Registered Representatives of ÃÛ¶¹ÊÓƵ Financial Services Inc. Member FINRA/SIPC.

Initial private assessments and follow-up appointments with ÃÛ¶¹ÊÓƵ Financial Coaches are available at no cost as part of your employees’ benefits program. We will jointly determine where they are today, discuss their goals and establish personalized next steps for their journey. Should they choose ÃÛ¶¹ÊÓƵ to help them implement any of the strategies, additional fees will apply and will be discussed if they choose ÃÛ¶¹ÊÓƵ.

Personalized investment advice and access to the firm’s other products and services require completion of a full-service account application and are available to residents of the US and limited jurisdictions outside the US.

Retirement plan consulting

ÃÛ¶¹ÊÓƵ Retirement Plan Consulting Services, ÃÛ¶¹ÊÓƵ Retirement Plan Advisor, and ÃÛ¶¹ÊÓƵ Retirement Manager programs are investment advisory programs. Details regarding the programs including fees, services, features and suitability are provided in the Form ADV Disclosure, which can be accessed at ubs.com/accountdisclosures.

Institutional consulting

ÃÛ¶¹ÊÓƵ Institutional Consultant(s) is defined as a Financial Advisor designated by ÃÛ¶¹ÊÓƵ Financial Services Inc. as an Institutional Consultant or Senior Institutional Consultant.


ÃÛ¶¹ÊÓƵ Institutional Consulting program is an investment advisory program. Details regarding the program including fees, services, features and suitability are provided in the Form ADV Disclosure, which can be accessed at .

Institutional investment banking services are provided by ÃÛ¶¹ÊÓƵ Securities LLC, a subsidiary of ÃÛ¶¹ÊÓƵ Group AG. Member FINRA/SIPC.

Asset management services are provided by ÃÛ¶¹ÊÓƵ Asset Management (US) Inc, a subsidiary of ÃÛ¶¹ÊÓƵ Group AG. Member FINRA/SIPC.

Neither ÃÛ¶¹ÊÓƵ Financial Services Inc. nor its employees (including its Financial Advisors) provide tax or legal advice. You should consult with your legal counsel and/or your accountant or tax professional regarding the legal or tax implications of a particular suggestion, strategy or investment, including any estate planning strategies, before you invest or implement.

There are two sources of ÃÛ¶¹ÊÓƵ research. Reports from the first source, ÃÛ¶¹ÊÓƵ CIO Wealth Management Research, are designed for individual investors and are produced by ÃÛ¶¹ÊÓƵ Wealth Management Americas (which includes ÃÛ¶¹ÊÓƵ Financial Services Inc. and ÃÛ¶¹ÊÓƵ International Inc.) and ÃÛ¶¹ÊÓƵ Wealth Management. The second research source is ÃÛ¶¹ÊÓƵ Investment Research, and its reports are produced by ÃÛ¶¹ÊÓƵ Investment Bank, whose primary business focus is institutional investors. The two sources operate independently and may therefore have different recommendations. The various research content provided does not take into account the unique investment objectives, financial situation or particular needs of any specific individual investor. This material is not independent research and not subject to regulatory rules regarding research in the US. This material is intended for educational purposes only. If you have any questions, please consult your Financial Advisor. ÃÛ¶¹ÊÓƵ Financial Services Inc. is a subsidiary of ÃÛ¶¹ÊÓƵ Group AG and an affiliate of ÃÛ¶¹ÊÓƵ International Inc.

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This is for informational and educational purposes only and should not be relied upon as investment advice or the basis for making any investment decisions. It has not been prepared with regard to the specific objectives, financial situation or particular needs of any specific person. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the information contained herein. Any opinions expressed are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of ÃÛ¶¹ÊÓƵ.

Important information about brokerage and advisory services. As a firm providing wealth management services to clients, ÃÛ¶¹ÊÓƵ Financial Services Inc. offers investment advisory services in its capacity as an SEC-registered investment adviser and brokerage services in its capacity as an SEC-registered broker-dealer. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. It is important that you understand the ways in which we conduct business and that you carefully read the agreements and disclosures that we provide about the products or services we offer. For more information, please review client relationship summary provided at .

© ÃÛ¶¹ÊÓƵ 2025. The key symbol and ÃÛ¶¹ÊÓƵ are among the registered and unregistered trademarks of ÃÛ¶¹ÊÓƵ. All rights reserved. ÃÛ¶¹ÊÓƵ Financial Services Inc. is a subsidiary of ÃÛ¶¹ÊÓƵ Group AG. Member FINRA. Member SIPC.

Expiration date: 6/9/2026.ÌýReview code: 4513279

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