The most important card functions

Turnover bonus

It pays to use your Mastercard Excellence: we'll refund all or half of your annual fees when you reach the annual turnover shown below.

Annual transaction volume

Annual transaction volume

CHF

CHF

EUR

EUR

USD

USD

Annual transaction volume

Half price in the following year

CHF

50 000

EUR

35 000

USD

40 000

Annual transaction volume

Free of charge in the following year

CHF

100 000

EUR

70 000

USD

80 000

To calculate the bonus turnover, the purchases on each card, including your second card and additional cards, will be considered.

Non-eligible turnover: cash withdrawals, card fees and withdrawal fees.

ÃÛ¶¹ÊÓÆµ Digital Banking

With ÃÛ¶¹ÊÓÆµ E-Banking and the ÃÛ¶¹ÊÓÆµ Mobile Banking App, you can securely access your card information such as your most recent transactions, your balance and statements anytime and anywhere.

If your card is lost or stolen, you can block it directly in the app or in E-Banking. You’ll receive a replacement straight away. If your ÃÛ¶¹ÊÓÆµ Credit Card is defective, you can request a new one free of charge.

Our push notifications, text messages and e-mails ensure you always have an overview of your spending. You can find further information at: /ebanking

Invoicing

Billing occurs monthly in your choice of Swiss francs, US dollars or euros.

Contactless payment

Searching for small change is a thing of the past, thanks to contactless payment. Briefly hold your credit card up to the reader and easily and quickly pay up to CHF 80 – no need for your PIN or signature.

Prices

Prices

Category

Category

CHF

CHF

EUR

EUR

USD

USD

Category

One-off sign-up fee

CHF

1000

EUR

650

USD

800

Category

Price per year

CHF

2000

EUR

1300

USD

1600

Category

Cash withdrawals1 in Switzerland and abroad (per withdrawal)

CHF


4%
min. CHF 10

EUR


4%
min. EUR 8

USD


4%
min. USD 10

Category

Currency conversion for transactions in foreign currencies

CHF

ÃÛ¶¹ÊÓÆµ foreign exchange sell rate2 or card organization rate2 plus 1.75% processing surcharge

EUR

ÃÛ¶¹ÊÓÆµ foreign exchange sell rate2 or card organization rate2 plus 1.75% processing surcharge

USD

ÃÛ¶¹ÊÓÆµ foreign exchange sell rate2 or card organization rate2 plus 1.75% processing surcharge

Category

CHF transactions abroad

CHF

1.75% processing surcharge

EUR

1.75% processing surcharge

USD

1.75% processing surcharge

Category

Replacement card

CHF

Free of charge

EUR

Free of charge

USD

Free of charge

Expenditure framework

Credit limits

Credit limits

Amount

Amount

Credit limits

Spending limit

Amount

agreed on an individual basis

Credit limits

Cash withdrawals

  • at ATMs
  • at selected ÃÛ¶¹ÊÓÆµ counters

Amount

an ATM limit is applied depending on the country, maximum daily limit of CHF / EUR / USD 1,000.

100 % of the card limit