Payments

Payments

Currency

Currency

Ìý

Ìý

Interest rateÌýand interest payment limit

Interest rateÌýand interest payment limit

Payments

ÃÛ¶¹ÊÓƵ Personal account

Currency

CHFÌý1) 3) 5)

Ìý

Ìý

Interest rateÌýand interest payment limit

0.000%

Payments

ÃÛ¶¹ÊÓƵ Personal account

Currency

EURÌý2) 3)

Ìý

Ìý

Interest rateÌýand interest payment limit

0.000%

Payments

ÃÛ¶¹ÊÓƵ Personal account for Young People
ÃÛ¶¹ÊÓƵ Personal account for Students

Currency

CHFÌý1) 3)

Ìý

Ìý

Interest rateÌýand interest payment limit

1.000% up to CHF 1 000 7)
0.100% up to CHF 100 000
0.000% above CHF 100 000

Payments

ÃÛ¶¹ÊÓƵ Current account for private clients

Currency

CHFÌý2) 3) 6)

Ìý

Ìý

Interest rateÌýand interest payment limit

0.000%

 

Saving / investing

Saving / investing

Currency

Currency

Interest rateÌýand interest payment limit

Interest rateÌýand interest payment limit

Saving / investing

ÃÛ¶¹ÊÓƵ Savings account

Currency

CHFÌý1) 3)

Interest rateÌýand interest payment limit

0.050%Ìýup to CHF 50 000
0.010%Ìýabove CHF 50 000

Saving / investing

ÃÛ¶¹ÊÓƵ Savings account

Currency

EURÌý2) 3)

Interest rateÌýand interest payment limit

0.050% up to EUR 50 000
0.010% above EUR 50 000

Saving / investing

ÃÛ¶¹ÊÓƵ SavingsÌýaccountÌýfor
youngÌýpeople

Currency

CHF 3)

Interest rateÌýand interest payment limit

5.000% up to CHF 1 000 7)
0.300% up to CHF 50 000
0.010% above CHF 50 000

Saving / investing

ÃÛ¶¹ÊÓƵ Sustainable savings account

Currency

CHF 3) 4)

Interest rateÌýand interest payment limit

0.050% up to CHF 50 000
0.010% from CHF 50 000 up to CHF 100 000
0.000% above CHF 100 000

Saving / investing

ÃÛ¶¹ÊÓƵ Rental Surety Savings Account

Currency

CHF

Interest rateÌýand interest payment limit

0.010% up to CHF 50 000
0.010% above CHF 50 000

Saving / investing

ÃÛ¶¹ÊÓƵ Investment fund account

ÃÛ¶¹ÊÓƵ key4 smart investing account

Currency

CHF

Interest rateÌýand interest payment limit

0.050%
Interest applies to non-invested credit balances.

Retirement provision

Retirement provision

Currency

Currency

Interest rateÌýand interest payment limit

Interest rateÌýand interest payment limit

Retirement provision

ÃÛ¶¹ÊÓƵ FiscaÌýaccount 3a

Currency

CHF

Interest rateÌýand interest payment limit

0.200%

Retirement provision

ÃÛ¶¹ÊÓƵ Vested benefits account

Currency

CHF

Interest rateÌýand interest payment limit

0.050%

1)ÌýDebit interest: 13.000% (for a ÃÛ¶¹ÊÓƵ Personal Account for Young People upon reaching the age of majority).
2) Debit interest: available on request.
3)ÌýA deposit charge (currently 0.000%) may be levied depending on current interest rates and the amount of your credit balance.
4) The maximum credit balance limit is currently CHF 100,000. Amounts in excess of this must be held in another account. Changes to the maximum credit balance limits will be notified by ÃÛ¶¹ÊÓƵ. Only available within ÃÛ¶¹ÊÓƵ key4 banking. For young people up to the age of 26 and students with a valid student ID up to the age of 30, the same interest rate as the savings account for young people applies.
5)ÌýIf a ÃÛ¶¹ÊÓƵ Personal Account is managed as a ÃÛ¶¹ÊÓƵ Immo-Smart account, the following interest rates apply: 0.050% on balances up to CHF 50,000; 0.010% on balances above CHF 50,000. The requirements for ÃÛ¶¹ÊÓƵ Immo-Smart can be found at ubs.com/immo-smart.
6) Foreign currencies: non-interest bearing.
7) Only as part of the dedicated banking offer for children up to the age of 12. For more information on this banking offer for children, go to ubs.com/kidsbanking.

For private clients. Valid fromÌý1 August 2025.